This is an 1880-90s era cabinet photo of a little girl holding a parasol, perhaps an umbrella. I looked to see what the difference was & I gather that all parasols are umbrellas, but not all umbrellas are parasols. A parasol, as its name implies, was used to shade a person from the sun. It was not water proof. Although I don't know for sure what she is holding, I think it is a parasol.
This is a studio photo, made to look like an outdoor setting. It could be a beach setting, but there's something that looks like a big tree behind her, so I don't know. And I love her expression.
I like this photo because of the girl's expression & the props in it. The photographers were Wardlaw & Learnen of Rochester, NY.